As Your “Buyer’s Agent”, I Work for You!

If you’re planning on buying a home, you may have already done some shopping around on your own. Perhaps you’ve checked out a few open houses or called the number on a For Sale sign to schedule a private viewing of that property. That listing agent works for the seller – NOT you!

As your real estate agent I can help you find and buy your ideal home, quickly, and make the entire process go smoothly for you. During a viewing, I will give you the detailed information on that property, so you know the full story. I will also point out desirable features, and potential “issues”, that you might otherwise miss.

When it comes time to make an offer, I will present and negotiate it on your behalf.

Bottom line: As your own personal real estate agent I am there for you, every step of the way.

What I’ll Do For You

When buying a home, you want a real estate agent who…

• Takes the time to understand your needs and goals, so you have a true partner in your home buying journey.
• Explains everything clearly and answers your questions, so you’re never in the dark.
• Knows how to find great properties in your price range.
• Will alert you to new listings, quickly, so you get the jump on those opportunities.
• Will advise you on the best price to offer for the home you want.
• Will prepare and present the offer, and skillfully negotiate such things as price, conditions, closing dates, etc. so you get the best deal.
• Will save you potentially thousands of dollars by ensuring you don’t overpay for the property you want.
• Will recommend reputable home inspectors, movers and other professionals you may need.

Not every real estate agent offers all of these services.

Get a Mortgage Pre-Approval

An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

That’s why I recommend getting a Mortgage Pre-Approval. This is a document from your bank or other lender stating how much of a mortgage they are willing to give you. There are two advantages to getting this pre-approval:

• It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
• It’s a sign to sellers that you are a serious, prepared buyer – which gives you the edge when making an offer.

You can arrange for a Mortgage Pre-Approval with your bank or other lender, or by working with a good mortgage broker. I’m happy to help with a recommendation to a reputable broker or lender, please contact me.

How Much Home Can You Afford?

Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. You can usually get a Mortgage Pre-Approval in a day. You’ll be glad that you did.

By knowing what you can afford, you can confidently shop within that price range. For example, if you qualify for a $250,000 mortgage, and you have another $100,000 available as a down payment, you can look for homes in the $350,000 range.

Next Steps…

Let’s meet in person so I can learn about your needs and we can get to know each other.

To schedule an appointment with me, please call or text me at 657-427-0733 or send an Email. If it’s more convenient for you, submit the form below and I’ll get back to you.